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About iGrow - 楽天証券の資産づくりアプリ
iGrow is an investment app that makes building long-term wealth accessible from your smartphone. Start investing with just 100 yen, manage your entire financial portfolio in one place, and earn rewards along the way.
Investing has never been simpler. The app supports NISA accounts with zero transaction fees, letting you begin mutual fund investing at your own pace. Beginners benefit from "Easy Bulk Buying," which guides you toward a portfolio that matches your goals without complicated jargon. Push notifications keep you informed about investment schedules and completed transactions, so you never miss important moments in your financial journey.
Watch your wealth grow across all your accounts. Manage NISA, iDeCo, and Rakuten Bank deposits all from a single dashboard. Visual portfolio breakdowns show your holdings by product type and account, letting you analyze your assets from multiple angles. Track dividends, distributions, and interest payments automatically—the app calculates your projected annual returns and displays trends in easy-to-read graphs. You can review how your wealth has grown month by month and year by year since you started, giving you a clear picture of your financial progress.
Earn and reinvest Rakuten Points. Every purchase made with your Rakuten Card or Rakuten Cash generates points that you can apply directly toward investment trust purchases. This rewards loyalty while keeping your money working for you.
Stay informed and engaged. The FEED feature delivers economic news and investment insights curated for asset builders, perfect for learning in your spare time. Completing missions—like opening a NISA account or maintaining investments for three months—earns you trophies that make the experience rewarding. Save tickets from seminars you attend and build a personal collection of your learning records, turning education into achievement.
With iGrow - 楽天証券の資産づくりアプリ, you gain a complete investment companion that combines powerful tools, helpful guidance, and engaging features. Start with as little as 100 yen and build your financial future on your own terms. A Rakuten Securities account is required to get started.
Pros & Cons
Pros
- Start investing with just 100 yen, lowering the barrier to entry
- Manage NISA, iDeCo, and bank deposits in one unified dashboard
- Zero transaction fees on NISA accounts removes hidden costs
- Rakuten Points earned from purchases can be applied directly to investments
Cons
- Requires a Rakuten Securities account before you can use the app
- Heavily integrated with Rakuten ecosystem; limited value if you bank elsewhere
- Real-time market access and trading dynamics may encourage impulsive investment decisions
- Investment performance depends on market conditions and your own portfolio choices
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